An absolutely charming ranch in Downtown Loveland! This beautifully renovated 4 bed/2 bath home still retains much of the original details and architecture. Refinished original hardwood floors throughout the main level, hardwood cabinets in the kitchen, graceful arches between the rooms and soooo many windows. The main level has 2 bedrooms as well as a study/office area off of the living room. The primary bedroom is quite large and has two separate closets. A shared bathroom is between the two rooms - it has been completely redone and is absolutely gorgeous! The kitchen is also generously sized with tons of original cabinets and a pantry. The door at the back of the kitchen leads to the driveway and detached garage, as well as down to the lower level, which allows this garden level basement to be a separate apartment if desired. It has a full kitchen, a renovated bathroom and two additional bedrooms - and it is so bright with all new windows! The shared laundry is separate from the downstairs living quarters and can be easily accessed by both levels. This layout would make a perfect income property if only two bedrooms are needed upstairs, or a great mother-in-law suite, or just a beautiful 4 bedroom house. New AC and furnace and an upgraded electrical service panel have made this home much more functional and comfortable. The detached garage fits two cars, has a workshop at the back and a separate porch for even more hobby space. The home is also on a double lot with a lot of frontage on 2nd St, where a second detached garage or ADU can be built. Because 2nd St doesn't go through to the east, the neighborhood is very quiet and well established with beautiful homes and mature trees. Just one block north is Westside Park, and a block over from there is Bill Reed Middle School. All of this while also being walking distance (4 blocks!) to the vibrant Downtown Loveland business district! This is an amazing home in an amazing location with soooo many options!!